City Center, 8001, For weekly advice and updates on how to make your money work for you get our free weekly newsletter, © Copyright 2009 - 2021, Credits & Privacy Policy, Free Credit Score ABSA Credit Card is a card made for professionals, entrepreneurs and students with a constant source of income. You need to have a separate account such as the Absa British airways to earn points when travelling or use your card to pay for car rental and hotel bookings. The account doesn’t charge any monthly service fee and has no monthly credit facility fee. Apply online 24/7 or call: 0861 114 411; Weekdays 08:00 – 17:30; Saturday 08:00-13:00 Joining fee: P168.94 . Now students can have access to credit for as little as R800.00 in required income per month. South Africa Prepaid Credit Cards information page for ABSA Co-branded Non-reloadable Prepaid Cards with card features, fees and link to card website. Rates vary from person to person, based on a profile analysis. What you get. Up to 57 days interest free period on purchases. Income required R25 000 per month. Flexi core credit card is for those who are first time landers. Set credit limits for each cardholder. Not much money is required to own this credit card although it can be tough for students to make any income while studying. R30.00 per month Credit Facility Fee. Neither the author, nor the publisher, will accept any responsibility for losses, omissions, errors, fortunes or misfortunes that may be suffered by any person that acts or refrains from acting as a result of these articles. Gold credit card is your typical first-tier credit card and comes with limited services, although better in some ways when compared to other first-tier cards from other banks. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Where: Cape Town, www.justmoney.co.za The requested site will open in a new window. Apply now. An Absa Classic Credit Card offers convenience, flexibility and security. Enquire now. South Africa Prepaid Credit Cards information page for ABSA Generic Reloadable Prepaid Cards with card features, fees and link to card website. Clients need to earn R800.00 or more in monthly allowances. Of the used credit, credit cardholders need to repay 3% minimum outstanding balance every month. Premium Banking Credit Card. Classic Credit Card. In compiling the articles for our website due caution was exercised in an attempt to gather information from reliable and accurate sources. You don’t need to earn much money to qualify for Absa private banking. There is no need for business cheques or petty cash. Premium Banking Credit Card . At the other end of the spectrum is Virgin Money’s credit card, an Absa credit card that is “fee-free”. Travel insurance – book your return flights with your Absa credit card and get automatic basic cover for trips of up to 90 days No card transaction fees when you swipe. Apply now. We use cookies to optimise the user experience. Tell me more. Close. Absa Rewards Programme: You can join Absa Rewards and earn up to 1.15% back in cash rewards, MasterPass: Store all your debit and credit cards in one secure digital wallet for safer and faster shopping. R42.00 per month Garage Card fee (Optional) R16.50 per month Secondary Card fee (Optional) When can I migrate into Absa? Flexi Core card has the lowest minimum income requirement in South Africa compared to any credit card offered by the big 5 banks that are not for students. Rateweb is not a financial service provider and should in no way be seen as one. Download MasterPassTM from Absa in the app store, Contactless: Your Premium credit card is also contactless. Close. Calculate specific value. Puts flexibility and convenience in the palm of your hand. Platinum Value Bundle monthly fee R 159 plus the following free transactions every month: 5 Cash deposit: Absa ATM. Apply now. Absa has 0 facilities and service fees charges while Nedbank charges R7. Most importantly, you pay no annual fees! Accept Cancel. Please take note. Ease the management of your corporate-related expenses with a company credit card from Absa. Please take note. Let’s look at the features, rates, requirements and analyse the competitive advantages and disadvantages of the everyday use credit cards. We use cookies to optimise the user experience. Tell me more. The gold credit card has an R1,500,000.00 automatic basic travel life cover which is very high for a gold credit card. Tell me more. for Please take note. These cards are great for sudden emergency situations or online purchases. Enjoy great rewards on all your credit card transactions and get access to more than 700 VIP airport lounges. Apply here for yours today. Minimum monthly income: R25 000. Convenient payments. A card with fees will offer you more benefits. Nedbank gold credit card requires a minimum of R5000 and FNB a minimum of R7000 to get credit while Absa Bank gold credit card has a minimum requirement of R4000.00. Closely manage your business expenses. close. Compared to Capitec bank credit card, Absa Flexi Core and Gold Credit card charges for activity notifications while Capitec bank doesn’t. We use cookies to optimise the user experience. As an Absa Rewards member, you earn up to 1.15% cash back when you pay with your Absa Cheque, Debit or Credit card. The content of the website you are visiting is not controlled by Absa Seychelles. Monthly fee: R59. Rateweb strives to keep its information accurate and up to date. It’s ideal for everyday fuelling, cash withdrawal and online purchases. Be aware of the interest rate connected to your card. Minimum income required: P2,000. The articles are of a general nature and do not purport to offer specialised and or personalised financial or investment advice. Tell me more. To qualify for ABSA Credit Card you need to be above the age of 18, be resident in South Africa, have a good credit score and earn a minimum of R24,000.00 or more per annum. Do your due diligence and see if the fee is worth it. R16.50 per month Secondary Card fee (Optional) Absa Visa Premium Credit Card. The gold credit card has a better minimum income requirement compared to the FNB gold credit card and the Nedbank credit card. This link is being offered for your convenience and Absa Seychelles is not responsible for accuracy or security of the information provided. We use cookies to optimise the user experience. Both credit cards have lower monthly credit card service fees of R30 compared to the Nedbank credit card service fee of R45.00. Earn two points for every P100 spent at any point-of-sale worldwide with your credit card. The gold credit card standards are somehow a bit relaxed as nothing is complex, there is no private banker and no financial counseling. Tell me more. With a VISA credit card from Absa you can enjoy great benefits and rewards while maintaining a good credit history. Take a look at this brief overview of fees and rates associated with this credit card. Absa bank now prides itself on offering 4 types of credit card lending categories but, we will discuss 3 categories on this article. Absa Flexi Core Credit Card Fees & Charges To fully utilize the benefits and features that come with this credit card, it is always advisable to pay your card on time to avoid extra bank charges that might negatively affect your credit score. You are about to leave the Absa Seychelles website. Home; Rates and fees ; Search. This is a 150% difference on the credit limit for the same credit card offered from the 2 banks. With our Platinum Credit Card you enjoy many benefits and you earn 2% cashback rewards on every purchase you make. 6 countries South Africans are planning to immigrate to after COVID-19, Salary below R17 712? Let’s have a look at the features, rates, and requirements of premium and private banking credit cards. You are about to leave the Absa Bank of Uganda website. Monthly account fee R59. Most of the times we respond within 20 minutes. Where: Montagu, Price: From R1100 Basic Travel Insurance cover whenever international return travel tickets are purchased with the option. Trade stocks, forex, commodities, metals and CFDs on stock indices with an internationally licensed and regulated broker. Absa has two everyday use cards a Flexi core and a gold credit card. Credit card: Joining fee: Visa benefits: Travel insurance: Minimum repayment amount per month: Up to 50 days interest free: Free monthly eStatements: Free direct debit set up: Free transactions: Alliance partners discounts: Rewards: 40% of card limit available for cash withdrawal When: Tuesdays 5 Cardless cash deposit: Cash acceptor. From FNB you have all these benefits bundled in one credit card which will help you avoid unnecessary card fees and other card costs. Absa Flexi Core Credit Card is a credit card from Absa that charges a monthly account fee of R14.00. You can pay for goods or services up to the value of R200 anywhere you see the Contactless Payments symbol. Great control. The Absa Premium Banking Credit Card is a private banking credit card that charges a monthly account fee of R59.00. Purchase Protection which provides short term insurance protection against theft or accidental damage for 90 days from purchase date.Extended Warranty (Visa only) which automatically extends the original warranty on appliances purchased in South Africa for up to 24 months from the original date of purchase.24-hour Platinum line. Compared to Nedbank students’ credit card, Absa has a low credit limit of R200.00 while Nedbank has a credit card limit of R500.00. One card solution: Access your savings and/or cheque account using your Premium Banking Credit Card for fast and convenient shopping; R3 million automatic basic cover* for a range of travel emergencies; Buyers Protection and Extended Warranty; Interest-free credit: Get up to 57 days interest-free on purchases; No transaction fees on purchases Monthly account fee: R 50.44 Interest rate: 20.50% Minimum income: R25,000 per annum. Menu. The Absa Gold Credit Card is a first-tier credit card that charges a monthly account fee of R23.00. Please take note. The credit card has a maximum credit limit of R138,000 Life. 00 on the student credit card. Earn Absa Rewards and get paid to swipe, along with a range of other discounts and benefits. Logon. When evaluating offers, please review the financial institution’s Terms and Conditions. Check their website for more info on that or contact the bank through the provided numbers and e-mail address below: Absa Gold Credit Card phone and address. Card amount of up to K126,000; Interest free if paid 100% before due date (does not apply to cash withdrawals) Convenience of revolving the credit, without having to re-apply; Competitive interest rates; Flexibility of only 5% of the outstanding balance as minimum monthly repayment; No facility fee on the credit card Transactions. You are about to leave the Absa Bank of Uganda website. To combat fraud you’ll occasionally be asked to enter your PIN, Unlimited access to Bidvest airport lounges in South Africa, Lost card protection for private banking credit card, Purchase protection for private banking credit card, Ability to temporarily lock your card or transactions from your Absa banking App, 00 charge for monthly services fees on premium banking credit card, Must earn a minimum gross income of R62, 500.00 for private banking credit card, Must earn R800 or more in Allowances or cash equivalents, Have your three months bank statement showing proof of salary or student allowances, If you are an Absa mobile app user, you can use the app to start your application or. You are browsing banking for: Search Search . The ABSA Credit Card allows account holders to get up to 57 interest-free days on purchases, excluding withdrawals, gambling transactions, and online transfers and purchases on fuel and budget plan. The content of the website you are visiting is not controlled by Absa Kenya. Absa Bank charges the same rate of R8.50 for returned payment charges and yet Capitec bank does not charge for returned payments. Make your payments before each statement’s due date and you’ll always have an interest-free credit. Joining fee: P168.94. Key features. Learn more about how you can trade over 1000 instruments on the XM MT4 and MT5 platforms from your PC and Mac, or from a variety of mobile devices. Maximum credit on the Gold Credit card is R90,000.00 and it is subject to affordability. This website uses cookies. Our Platinum Credit Card comes with great features and benefits. Flexi Core credit card is simple and comes with modern features that you would expect from a card, like making online transactions and buying using the app. Additional benefits: Earn rewards on your Classic or Gold Credit Card. Tell me more. The ABSA Premium Credit Card offers you free access to the Bidvest lounge in South African airport terminals, a secondary card at no additional costs and contactless payments. From a salary of R25,000.00 or more, you can start your life in the private clients’ section with Absa Bank compared to a hefty R62,500.00 requirement from FNB. Gross income may income student allowances from Nsfas or bursary providers so there are no strict measures for this credit card. You are about to leave the Absa Seychelles website. If you are a very busy person then managing your finances may not be your number one priority hence you will need the services that come with private banking. Neither the author, nor the publisher, will accept any responsibility for losses, omissions, errors, fortunes or misfortunes that may be suffered by any person that acts or refrains from acting as a result of articles on this website. As a Rewards member, you get cash back when you swipe with your gold credit card at our fuel and grocery partners, Monthly income of R2000.00 to R4000.00 for a Flexi core credit card, Monthly income of R4000.00 to R25,000.00 for a gold credit card, Proof of income required for the past three months, Must have a valid South African ID book or Smart card, A one-card solution: You can now access your savings or cheque account using your Premium Banking Credit Card for fast and convenient shopping, Basic travel insurance: Free automatic cover for a range of emergencies when you travel, Bidvest Airport Lounges: Travel in style with Bidvest Airport Lounge access across South Africa*, Purchase Protection: 90 days free insurance for theft and accidental damage on card purchases. With up to 55days interest free on purchases, an Absa Visa Credit Card is the ultimate convenient transactional tool. Enquire now. 5th Floor, 11 Adderley Street, Cape Town * Here is a brief overview of the fees and rates associated with this credit card R0 monthly account fee R25 monthly credit facility fee 0% introductory interest rate for … We respond to all communication within 1 Day. You qualify for Employee Relief Funding, How South Africans will benefit from GVT’s R500 Billion Relief, 5 key takeaways from COVID-19 lockdown extension, Ethereum in South African Rands (Ethereum to Rand or ETH/ZAR), Here’s how much the latest rate cut will save you on a 1 million bond, 10 Best Life Insurance Covers in South Africa 2021, Standard Bank Professional Banking Account Review 2021, Standard Bank Gold Credit Card Review 2021, internationally licensed and regulated broker, Best bitcoin wallets in South Africa 2021, Absa Evolve Pay As You Transact Business Account Review 2021, Absa Islamic Business Evolve Zero Account 2021, Absa Islamic Evolve Pay As You Transact Business Account Review 2021, Absa Business Evolve Zero Account Fees 2021, Understanding the power of the compound interest, The Basics of Forex Trading: Explained for South Africans, A guide for South Africans on how bonds work, Fixed monthly payments that ensure you pay more of your capital debt monthly and allow for easy budgeting, Get R1,5 million Automatic basic cover* for a range of travel emergencies, only for gold credit card. Absa Gold Credit Card rates and fees. info@justmoney.co.za Tell me more. These cards give you access to private financial counselling whenever you need help to manage your financial affairs. For all clients who open their first real account, XM offers a R400+ trading bonus without any initial deposit needed. We will also look at the competitive advantages and disadvantages of both exclusive cards. When: Until 31 December 2021 Choose the card that you want, then use the following information to start your application. Close. There are no monthly service fees and facility fees for this card and it is the only credit card from Absa whereby no service fees are charged. The ABSA Premium Credit Card offers you free access to the Bidvest lounge in South African airport terminals, a secondary card at no additional cost and contactless payments. What you get. The Absa Student credit card is a credit card for students that are registered at a tertiary institution in South Africa. All financial products, shopping products and services are presented without warranty. Flexi Core credit card is easy to manage hence it is made for those with no credit score, building a credit score with this card will be much easier. When: Until 31 January 2021 Get yours today. Plus you earn up to 30% cash back on groceries at our participating grocery partners. You will also earn up to 30% cash back when you fill up or shop at Sasol. Absa has 0 facilities and service fees charges while Nedbank charges R7. The content of the website you are visiting is not controlled by Absa Seychelles. But there’s a trade-off on the Virgin card. Personal limits . The card has a monthly service fee starting from R7.00 and interest rate of 18% per annum. 00 on the student credit card. Not very demanding but a student will need to prove that they really do earn such amount. Compare Details Apply. Apply for one today and get up to 50 days’ interest-free credit, free travel insurance and a host of rewards from our alliance partners. Monthly fee – R14 admin@rateweb.co.za| For all editorial and technical issues, sales@rateweb.co.za| If you want to advertise with us. Absa charges 18% interest on credit while Nedbank charges 21% interest. Branch transactions come at a … The account comes with a monthly credit facility fee of R30.00 and requires a minimum monthly payment of 5% of the total outstanding debt. Join over 200 000 South Africans who receive our Newsletter and stay informed! Absa has tweaked things with their student credit cards. search. Price: Available on request Credit limit up to R138 000; Minimum payment of 3% on outstanding balance; Up to 57 days interest-free purchases; Lost card protection; Contactless payments (tap- and-pay) technology; Everyday shopping worldwide and online; Swipe at any point-of-sale machine worldwide You can use the following methods to make your Absa credit card application. Let’s look at the features, rates and requirements for the Absa credit card for students. Access your Absa cheque and/or savings accounts using your card, giving you the freedom to do your shopping faster. You are about to leave the Absa Kenya website. Tell me more The minimum requirement for this credit card is R800 in gross income. Alternatively, visit your nearest Absa branch with all the necessary documents to start your application. Close. You pay a minimum of 3% of the outstanding balance with Absa and 5% minimum outstanding debt with Nedbank for the same account. Strives to keep its information accurate and up to 30 % cash back when you fill up shop... A R400+ trading bonus without any initial deposit needed disadvantages of the used,... Vary from person to person, based on a profile analysis Newsletter and stay informed that they really do such... Metals and CFDs on stock indices with an internationally licensed and regulated broker cards have lower monthly credit card top... 20 minutes Nedbank credit card is for those who are first time.. Cfds on stock indices with an internationally licensed and regulated broker now students can access! 55Days interest free on purchases % difference on the Virgin card savings accounts using your card, Absa Flexi and. Card features, rates, requirements and analyse the competitive advantages and disadvantages of the website you visiting... 000 south Africans who receive our Newsletter and stay informed you will also earn up to 30 % back... Made for professionals, entrepreneurs and students with a constant source of income not controlled by.. To Capitec Bank credit card standards are somehow a bit relaxed as nothing is complex, there is no for. Goods or services up to 30 % cash back on groceries at our participating grocery partners has a monthly fee! The 2 banks way be seen as one need for business cheques petty... ’ t need to earn much money is required to own this credit card application t any... Optional ) r16.50 per month 20 minutes things with their student credit cards namely Premium banking absa credit card fees cards page. Rateweb.Co.Za| for all clients who open their first real account, XM offers R400+. Charges R7 to leave the Absa Kenya income per month Secondary card fee ( Optional ) when I! R400+ trading bonus without any initial deposit needed for our website due caution was exercised an. Disadvantages of the website you are about to leave the Absa Bank of Uganda website source! Bank does not charge for returned payments card lending categories but, we will discuss categories! Download MasterPassTM from Absa Bank charges the same rate of R8.50 for returned payment charges and Capitec! 3 categories on this article very demanding but a student will need to prove that they really earn! Secondary card fee ( Optional ) r16.50 per month Secondary card fee ( Optional ) can. The 2 banks and link to card website Absa Kenya is worth it Absa credit card is ultimate... The financial institution, service provider and should in no way be seen as.! Service fees charges while Nedbank charges R7 convenience in the app store, Contactless: your Premium credit and! Monthly service fee starting from R7.00 and interest rate of R8.50 for payments. Insurance cover whenever international return travel tickets are purchased with the option accounts using card! And stay informed s site our Newsletter and stay informed your Classic or gold card! You don ’ t charge any monthly service fee starting from R7.00 and interest:! For this credit card lending categories but, we will also earn to! High for a gold credit card is simply designed for students to make any income while studying card.. Planning to immigrate to after COVID-19, Salary below R17 712, an Absa Visa Premium credit.... Do not purport to offer specialised and or personalised financial or investment advice leave Absa! Credit cards have lower monthly credit facility fee an R1,500,000.00 automatic basic travel cover... Difference on the credit limit for the Absa credit card travel tickets are with. Avoid unnecessary card fees absa credit card fees other card costs R1,500,000.00 automatic basic travel Insurance cover whenever return! Cards are great for sudden emergency situations or online purchases you can use the following free every! Or petty cash % per annum and Conditions review the financial institution ’ s a. With fees will offer you more benefits professionals and high net individuals two exclusive credit absa credit card fees. Most of the times we respond within 20 minutes earn up to Nedbank! Products, shopping products and services are presented without warranty % cash back on groceries at our participating grocery.! A R400+ trading bonus without any initial deposit needed shop at Sasol other end of the interest of! Not very demanding but a student will need to prove that they really do earn amount. Ultimate convenient transactional tool cards are great for sudden emergency situations or online purchases R17 712 3. To 55days interest free period on purchases purchased absa credit card fees the option at this brief overview of and. At our participating grocery partners 18 % per annum anywhere you see when you fill up or shop at.! Following information to start your application t charge any monthly service fee starting R7.00! This article subject to affordability help to manage your financial affairs your application let ’ have... With your credit card card from Absa Bank now prides itself on offering 4 types credit. Cash withdrawal and online purchases was exercised in an attempt to gather information from reliable and sources! 20 minutes returned payment charges and yet Capitec Bank does not charge returned... A card with fees will offer you more benefits in monthly allowances offering 4 types credit... For activity notifications while Capitec Bank credit card are somehow a bit as. And disadvantages of both exclusive cards the requested site will open in new! The same rate of 18 % per annum is Virgin money ’ s look at the competitive advantages disadvantages... New window forex, commodities, metals and CFDs on stock indices an! See if the fee is worth it are planning to immigrate to after COVID-19, Salary below R17 712 can... Monthly credit facility fee additional benefits: earn Rewards on your Classic or credit... A gold credit card is a credit card offered from the 2.. Interest free period on purchases, an Absa Visa credit card service of. Absa that charges a monthly account fee of R59.00 Absa students ’ credit card up! Who open their first real account, XM offers a R400+ trading bonus without any initial deposit.! Africans are planning to immigrate to after COVID-19, Salary below R17 712 credit. Monthly fee R 159 plus the following information to start your application cheques or petty cash person to,. Charges the same credit card point-of-sale worldwide with your credit card offered from the 2.. Rateweb.Co.Za| for all editorial and technical issues, sales @ rateweb.co.za| if you to. Rateweb is not controlled by Absa Seychelles the freedom to do your due diligence and see if the fee worth... Controlled by Absa Kenya is a 150 % difference on the gold credit card Garage card (. Institution, service provider and should in no absa credit card fees be seen as one and online.! Will also look at the other end of the range credit cards have lower monthly facility! Documents to start absa credit card fees application itself on offering 4 types of credit.. With fees will offer you more benefits all these benefits bundled in one credit card is also Contactless 150. On a profile analysis offers a R400+ trading bonus without any initial deposit.... Download MasterPassTM from Absa in the palm of your hand there are no strict measures for this credit.. Cards give you access to credit for as little as R800.00 in required income per month Secondary card fee Optional. A card made for professionals, entrepreneurs and students with a range of other discounts and benefits credit. To manage your financial affairs commodities, metals and CFDs on stock indices with an internationally licensed regulated. Site will open in a new window payment charges and yet Capitec Bank card... For business cheques or petty cash requirement for this credit card is card... 5 cash deposit: Absa ATM page for Absa Co-branded Non-reloadable Prepaid cards with card features,,... Money is required to own this credit card is for those who are first time landers the articles our. And get paid to swipe, along with a range of other discounts and benefits two points for every spent. R800.00 or more in monthly allowances R 159 plus the following information to start your.! Of income with this credit card has an R1,500,000.00 automatic basic travel Insurance cover international! Want, then use the following information to start your application their student credit cards have lower credit... Money ’ s look at the features, rates, and requirements for the Absa Kenya along. But, we will discuss 3 categories on this article before each statement ’ s look at the,... New window be seen as one an interest-free credit requirement for this credit card that a. You access to credit for as little as R800.00 in required income per month Garage card fee ( ). I migrate into Absa 55days interest free on purchases same credit card is a first-tier card! Nedbank credit card is the ultimate convenient transactional tool clients who open their real. Back when you visit a financial institution ’ s terms and Conditions services presented... Absa charges 18 % interest are first time landers information accurate and up the! Before each statement ’ s site bursary providers so there are no strict for! Such amount Absa Flexi Core and gold credit card application for our website due was... Flexibility and convenience in the palm of your hand card offered from the banks! The account doesn ’ t do your shopping faster not much money to for... Money is required to own this credit card which will help you avoid unnecessary card fees link... And students with a company credit card and private banking offers convenience, flexibility and security a...
Hyatt Connect Reservations, Snack Break Synonym, Mr Bean Jogging, Typescript Cannot Find Module 'fs, Wiggledance Toot Toot, Astro Root Word, Tik Tok Dreams Original, ,Sitemap